EFS MORTGAGES.COM

'Professional Advice For All Types Of Mortgages'

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Purchasing
 
Whether you are purchasing your first property, or just moving to a bigger home, we have help on hand to guide you through the hundreds of different  types of mortgages, lenders and rates that are currently on the market.
 
 
 

 
Remortgaging
 
If you are at the end of your fixed/discounted rate period or maybe simply looking to raise money for home improvements we can search the market to find you the right rate that is most cost effective. 
 
We can also access lenders that offer free valuation or legal fees to make the transition smoother.

   

Buy to Let
 
If this is your first buy to let property or you are increasing your portfolio, we have access to specialist lenders to ensure you get the most competitive rates on the market.
 

 

Credit Repair
 
We specialise in the adverse mortgage market with access to lenders and packagers that will look at your circumstances sympathetically and  try to get you back on your feet or enable you to purchase or remortgage a property.
 
 
 

 

 

Self Employed? or Irregular income?

 

We have access to lenders that can provide Self Certification mortgage facilities where income verification or accounts are not required.

Subject to status, just confirmation of employment, a self assessment forms or a letter from your accountant will be sufficient as proof of income.

 

   
Commercial
 
We now have access to several companies that have expertise in the commercial mortgage market, from shops and factories to land and development purchases.
 
 
 

 
 
Home Insurance
 
We have a panel of insurance companies who can provide for building and contents insurance at market leading rates.
 
 
 

  
Term Assurance, Accident Sickness &
Unemployment
 
Having a mortgage is a big financial responsibility.
Life assurance and critical illness policies allow the outstanding loan to be paid off should something happen that will affect you financially.
 
  
 
Secured Loans
 
As most mortgages include large redemption penalties, secured loans are a good alternative to raise money whilst avoiding changing the mortgage or having to pay exit fees.
 

 

Credit Scoring
 
It's always good to know what the lenders will see in relation to your credit profile. 
Click here for a free online credit report.

 
 

 

Bad debt ?

Raise Cash ?
Arrears ?

Self Employed ?
Refused Credit ?
Bankruptcy ?

Debt Consolidation ?

Refused a mortgage ?

 

We can help

Call

0208 133 0453

or

  0791 467 3410    

email

 

£££££

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Mortgage Calculator

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Contact us:
 
Phone          0208 133 0453
Mon-Fri  9.00am to 5.30pm
 
Mobile         0791 467 3410 
Mon-Fri  9.00am to 7.00pm
 
Fax            0871 661 7199
 
Email    

 

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